Benefits & Insurance
Employee Benefits Overview
Health benefits
Medical
SD 308 offers multiple medical plan options through BlueCross BlueShield of Illinois. The options are: PPO plan, HMO plan, and the BlueEdge Health Care Account (HCA) PPO plan.
SD 308 offers multiple medical plan options through BlueCross BlueShield of Illinois. The options are: PPO plan, HMO plan, and the BlueEdge Health Care Account (HCA) PPO plan.
Telemedicine
Virtual care through Teladoc is available to employees and their dependents enrolled in medical coverage through the district. With Teladoc, members can connect with a doctor in minutes. Plus, members can speak with a doctor by phone or video on their mobile devices, computers, or phones, receiving care from anywhere in the U.S.
Virtual care through Teladoc is available to employees and their dependents enrolled in medical coverage through the district. With Teladoc, members can connect with a doctor in minutes. Plus, members can speak with a doctor by phone or video on their mobile devices, computers, or phones, receiving care from anywhere in the U.S.
RUSH Reimbursement Program
SD 308 has partnered with Rush Health Systems to expand affordable care access for staff and their families. Employees enrolled in either the PPO or HCA insurance plan can get reimbursed for 100% of their eligible (out-of-pocket) claims, up to the employee annual deductible amount, when they receive their services provided at a Rush facility, with the exception of emergency room visits.
SD 308 has partnered with Rush Health Systems to expand affordable care access for staff and their families. Employees enrolled in either the PPO or HCA insurance plan can get reimbursed for 100% of their eligible (out-of-pocket) claims, up to the employee annual deductible amount, when they receive their services provided at a Rush facility, with the exception of emergency room visits.
Dental
The Delta Dental PPO Premier plan offers comprehensive and enhanced benefit coverage for individuals and families. The plan provides additional cleanings and/or applications for
people with specific health conditions that put them at risk for oral health disease.
Vision
SD 308 has partnered with VSP Vision to help employees save on eyewear and eye care. A VSP annual eye exam not only helps one see well, but aids a doctor in detecting signs of eye conditions and health conditions, like diabetes and high blood pressure.
The Delta Dental PPO Premier plan offers comprehensive and enhanced benefit coverage for individuals and families. The plan provides additional cleanings and/or applications for
people with specific health conditions that put them at risk for oral health disease.
Vision
SD 308 has partnered with VSP Vision to help employees save on eyewear and eye care. A VSP annual eye exam not only helps one see well, but aids a doctor in detecting signs of eye conditions and health conditions, like diabetes and high blood pressure.
Basic Life and AD&D
Basic Life and Accidental Death & Dismemberment (AD&D) coverage is provided automatically at no cost to all eligible employees (up to $50,000 is tax exempt). Additional life insurance up to five times one's annual salary, and coverage for one's spouse/children, may also be purchased.
Basic Life and Accidental Death & Dismemberment (AD&D) coverage is provided automatically at no cost to all eligible employees (up to $50,000 is tax exempt). Additional life insurance up to five times one's annual salary, and coverage for one's spouse/children, may also be purchased.
Long-Term Disability
The district offers a Long-Term Disability (LTD) Plan, a monthly income replacement benefit if one become disabled and unable to work.
The district offers a Long-Term Disability (LTD) Plan, a monthly income replacement benefit if one become disabled and unable to work.
Employee Assistance Plans (EAP)
The Employee Assistance Program (EAP) offers benefits for a variety of life challenges, including 24/7 In-the-Moment Counseling Support, Beneficiary Designation support in the
event of family death, In-person counseling, financial coaching, caregiving referrals and a wide range of well-being benefits to reduce stress, improve mental health and make life
easier.
event of family death, In-person counseling, financial coaching, caregiving referrals and a wide range of well-being benefits to reduce stress, improve mental health and make life
easier.
Employee-Paid Voluntary Plans
Healthcare
Metlife Accident Insurance
Metlife Hospital Insurance
Metlife Critical Illness Insurance
Metlife Accident Insurance
Metlife Hospital Insurance
Metlife Critical Illness Insurance
Legal & Theft Protection
Metlife Legal
Allstate Identity Thief Protection
Life Insurance
Dearborn National Supplemental Voluntary Life
Dearborn National Accidental Death and Dismemberment
Retirement
Omni Voluntary pretax 403(b), 457 and ROTH Retirement plans
TRS (Teacher’s Retirement System) pretax 457 and Roth plans
IMFR (Illinois Municipal Retirement Fund), voluntary supplemental contributions
If you are a current employee looking for more information on benefits, please visit the Employee Intranet or contact Glenn Campos, Benefits Coordinator at gcampos@sd308.org
